Is mortgage interest tax deductible on my second home ?
If your real estate agent is answering questions like these you might consider getting a new agent. We are not accountants, lawyers, builders, plumbers or electricians. For questions like this we are here to be the source of the source. I used an AI engine called Gluino to find the section of the tax code covering this ( IRS Publication 936, "Home Mortgage Interest Deduction) and forwarded to my client advising him to ask a tax accountant.
Read it. Lots of if's and's and but's.
https://www.irs.gov/pub/irs-pdf/p936.pdf
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